Half of Scots approaching pensionable age have done nothing to plan for their retirement, according to a survey.
Only a quarter (25%) of the over-50s questioned in a poll have checked how much state pension they will get. More than a third (34%) approaching retirement say they haven't discussed their plans with their partner.
The findings of the Ipsos MORI poll were released four weeks before landmark changes to the state pension which will mean more people are eligible to get a full basic state pension.